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(Kansas City, Mo.) – Having a bank account that is kept secret from a spouse is a major violation of trust, according to 59 percent of respondents to a recent USA TODAY/Gallup Poll of 1,001 adults. Money can be a sticking point in many marriages, especially when it comes to merging finances. But, finding a system that works for both individuals can help couples achieve financial harmony.

“Figuring out a fair and comfortable way to share responsibilities and expenses can be challenging,” said Sam Goller, award-winning author of Yes, You Can… Achieve Financial Harmony and contributor to YesYouCanOnline.info. “But it’s essential for a healthy relationship. Couples should look at their monetary values and beliefs and work together to decide what type of system allows them to achieve their dreams as a couple.”

Talking about finances can be difficult for many people. Jim Stowers, co-author of the new book Yes, You Can… Reach Your Goals and Achieve Your Dreams, recommends asking questions to begin a dialogue.