There are Four Keys to accumulating wealth. When applied with a disciplined approach, you should be able to improve your financial position.

  1. Start investing as early as possible. It takes significantly less money to accomplish what you want, and you have more time working for you. 
  2. Save on a regular basis. It is an easy way to accumulate wealth.
  3. Invest the largest possible sum you can. You will have more money working for you over a longer period of time.
  4. Reach for the highest rate of return you believe you can safely receive on your money over time. Each additional percent is important. The higher the rate, the less money it takes to accomplish what you want.

For examples on how these keys work, see the section on Compounding.

Click here to listen to Mr. Stowers.